Mortgage searches return to growth in June as market activity rebounds

Mortgage search activity strengthened during June, with both month-on-month and year-on-year volumes increasing across most major lending categories, according to the latest Mortgage Market Snapshot from Twenty7tec. 

Total mortgage searches reached 1,774,749 during June, representing a 7% increase compared with May and 2% higher than June 2025, making June the first month this year to record growth both month on month and year on year. 

Residential searches totalled 1,499,462, up 11% compared with May and 3% higher than the same month last year. Residential purchase searches also returned to growth, rising 8% month on month to 679,151, while recording a 5% year-on-year increase. 

First-time buyer activity also strengthened during June, with searches reaching 166,026, up 9% compared with May and 5% higher than June 2025. The increase suggests first-time buyer activity has strengthened following the softer levels recorded in May. 

Residential remortgage searches rose to 654,285, representing a 14% increase month on month and a 1% increase compared with the same period last year. The increase suggests more borrowers were reviewing their options as they approached the end of existing fixed-rate deals, supported by continued lender competition across the market. 

The buy-to-let market also strengthened compared with May. Total buy-to-let searches increased 9% month on month to 275,284, while buy-to-let purchase and remortgage searches both rose by 9%. However, year-on-year comparisons continue to present a more mixed picture, with total buy-to-let searches 5% lower than June 2025 and buy-to-let purchase searches down 14%, suggesting investor activity remains more subdued than the owner-occupier market. 

Mortgage product availability also increased during June, continuing the gradual recovery seen since April as lenders adjusted their product ranges in response to changing market conditions. 

Advisers also continued to search for increasingly complex lending scenarios. Joint Borrower Sole Proprietor enquiries remained the most searched criteria topic, followed by foreign nationals, visa applicants, maximum age limits, adverse credit and self-employed applicants. The continued prominence of these searches highlights the increasingly specialist nature of modern mortgage advice and the importance of having quick access to accurate criteria information. 

Overall, June’s Mortgage Market Snapshot suggests the market regained momentum following the softer activity recorded in May. Search volumes increased across every major category month on month, while most residential categories also returned to year-on-year growth. Although buy-to-let activity remains below last year’s levels, June’s figures point to a market that continues to adapt as borrowers respond to changing economic conditions and ongoing lender competition. 

Download the full June Mortgage Market Snapshot to explore the latest search trends, product availability and lending insights from across the UK mortgage market. 

Download the report here